The Automated and Electric Vehicles Bill is currently going through Parliament. It covers legislation necessary for self-driving cars. Included in this is a provision that insurers of cars (rather than car drivers at present), will be liable for any accidents caused by them. For example, as a result of a software defect.
That may be sensible. But one pecularity of this brave new world is the fact that you apparently could still be prosecuted for exceeding a speed limit (or of course be offered a speed awareness course which is even more bizarre). In other words, your car or the manufacturer and software designer will not be liable, nor the car’s insurers, even though it may be their fault that you exceed the speed limit.
This may not be a common problem because such cars should have a digital map of the speed limits on all roads. But it may not be up-to-date. In addition it might not include temporary speed limits (e.g. for road works), and it may not be aware of reduced limits imposed by “smart motorways”. In reality such cars will need to recognise speed limit signs, and interpret them, to ensure they stay within the limits. What’s the chance of that happening when other vehicles may obstruct their view, or the weather conditions cloud the picture? Not all the time I suggest.
So if you think that you will be able to relax in self-driving cars, or if you are using ISA (Intelligent Speed Adaptation) which some folks would like to see mandated, then forget it. Life will simply get yet more complex and confusing for drivers – even if “drivers” is the wrong word to use for those sitting in the driving seat of self-driving cars.
Car owners is probably a more suitable word. And if your self-driving car is not insured when it causes an accident, it’s you as the owner that will be liable.
Welcome to the bizarre new world of self-driving cars.